DASKY YARBER ASSOCIATES

• Analysis and assessment of lending controls;
• Traditional risk-based loan review for performance evaluation and loss reserve analysis;
• Evaluation of credit-risk identification systems;
• Risk management training and development of credit analysis skills;
• Development and validation of risk monitoring systems;
• Assistance implementing or enhancing in-sourced solutions;
• Best practices recommendations;
• Expert, independent feedback.

Specialty Services

• Indirect lending expertise in autos and construction;
• Litigation and bond claim support.

• Aligning your approach with your risk profile;

• Strategies for monitoring results and measuring improvements.

Credit Analysis Due Diligence

• Financial statement analysis;

• Assessment of cash flow quality and durability;

• Evaluation of collateral and review of third-party appraisal reports;

• Documentation of analysis and underwriting to help support credit decisions;

• Manage spikes in origination with variable credit analysis expense.